Our Missionbranchesbodservices

Fire
Marine
Personal Accident
Medical and Hospitalization Package
Casualty
Engineering

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Fire

helping you rebuild your damaged property caused by Fire &/or Lightning and hazards like Typhoon, Flood, Earthquake, Riot & Strike, Burglary & Theft, Landslide, Subsidence

  • Protecting your properties such as:
      Residence
      Office Premises
      Warehouses
      Factories
      Buildings
  • Against the following perils:
      Fire and or lightning
      Typhoon
      Flood
      Earthquake
      Riot and Strike, Burglary and Theft
      Smoke Damage
      Aircraft Damage
      Broad Water Damage
      Burglary

 

 

 

 

 

Motor Car

protecting your precious cars from loss or damage plus your legal liabilities to third parties in case of accident, when resulting in death or bodily injury or destruction of property

 

 

 

 

 

Marine

protecting your goods all the way from warehouse of your supplier to your warehouse while in transit whether at sea, air or land.

covers imporation and exportation of goods.

 

 

 

 

Personal Accident

covers you against accidental death and disablement plus additional riders like medical reimbursement, burial expense, unprovoked murder & assault and even hospital income.

 

 

 

 

 

 

Medical Insurance

covers you against hospitalization which includes room and board, surgical fees, medical expenses, physician's visit, and miscellaneous hospital expenses.

 

 

 

 

 

Casualty

  • Comprehensive General Liability

Protects you against possible liability claims from your guests, neighbors and other third parties who may suffer bodily injuries and property damage from accidents occuring in your business premises.

  • Money, Securities and Payroll

Protects your hard-earned money while in transit or in your business premises.

  • Fidelity Guarantee

Protects you against employee dishonesty.

 

 

 

 

 

 

 

 

Engineering

CAR - Contractor's All Risks Insurance

This policy is designed to cover buildings and civil engineering projects during construction against accidents, resulting in loss or damage or destruction of materials, wor in progress, construction plant and equipment and contruction machinery.

EAR - Erection All Risks

This is an insurance against acidents resulting in damage or destruction to machineries, equipments and apparatus during the process of erection or installation.

MI - Machinery Insurance

This is an insurance against accidents resulting in mechanical breakdown on machinery, mechanical equipment and apparatus.

EEI - Electronic Equipment Insurance

This is an insurance against accidents for electronic equipment.

The coverage for each engineering line is shown in the chart below:

MAIN PERILS
CAR
EAR
MI
EEI
Fire, lightning, chemical explosion
Physical Explosion
Short-circuit, other electrical causes
Earthquake, flood, inundation
Typhoon, windstorm
Burglary, theft
Malicious acts
Negligence, human error, lask of skill
Defective material, bad workmanship
Faulty design
Testing
Damage to surrounding property
Third party liability
   
         
Covered
Additional cover by endorsement

 

 

 

 

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